FD Calculator
Fixed Deposit Plan
Total Maturity Value
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📊 Understanding Your FD Plan
This is the initial money you are depositing into the Fixed Deposit account.
The annual percentage at which the bank will grow your money.
How long your money will stay locked in the FD to earn interest.
The extra, guaranteed profit the bank pays you for keeping your money with them.
The total money (Your Deposit + Interest) you will receive when the FD time period ends.
This shows how many times your original money has grown. (e.g., 2x means your money doubled).
🤔 What is a Fixed Deposit (FD)?
A Fixed Deposit (FD) is one of the safest and most popular ways to save money. You deposit a lump sum amount with a bank for a fixed time period, and the bank pays you a guaranteed interest rate.
Perfect for: Conservative investors, senior citizens, and people who want 100% capital safety with guaranteed returns, without worrying about stock market ups and downs.
How it works: You deposit ₹1 Lakh for 5 years at 7% interest → The bank gives you a fixed interest every quarter → After 5 years, you get your ₹1 Lakh back PLUS all the interest earned.
Key Benefit: Power of Compounding! The interest you earn also starts earning interest, making your money grow faster over time securely.